If you owe a creditor money, they have various ways they can go about collecting a debt, some more friendly to the debtor than others. But the most direct avenue a creditor can use to collect debt is to hire a aggressive law firm or debt collection agency. The Stillman Law Office is just that, and once hired, they will use all of their resources to collect what they can from you. Law offices and debt collections agencies regularly add interest or fees on to your debt to make their collections more profitable. These fees often go unnoticed by their targets, who typically just have a sincere interest in settling their debts, and don’t have the resources to accurately tabulate interest. If the Stillman Law Office, or any debt collector has used these practices against you, then they could be in violation of the Federal Fair Debt Collection Practices Act, and we can help. If you are having trouble with a debt collector or have been sued by a law firm such as the Stillman Law Office, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.
The Stillman Law Office, and many debt collection agencies use of state of the art ‘collection partner’ software system, which is tailored specifically to their needs of tracking accounts and handling all phases of the collection. This is a particularly scary aspect of being a target of a collection agency, as they are usually working with a business that has a wealth of personal information about you that the agency can use to find and collect from you. This information generally includes birthdays, social security numbers, addresses, and phone numbers. Further, the Stillman Law Office promises fast recovery to their clients in the form of law suits, judgments, attachments, repossessions, and both wage and bank garnishments.
The personal information that agencies have is important to keep in mind because not all debt collection communications are necessarily legitimate. Different from the legitimate debt collection actions taken by action creditors, debt collection scams are increasingly common. Consumers have reported frightening phone calls demanding payment of outstanding payday or even check cashing loans. Sometimes these callers claim to be a representative of a law firm, or even the government, and probably won’t abide by the rules of the FDCPA.
Dealing with debt collectors, legitimate or otherwise, can be a draining and painful experience. If you are in this position the attorneys at Garmo & Kiste, PLC are here to fight for you.
If you have outstanding debt, have been harassed by a debt collection agency or contacted by a law firm such the Stillman Law Office, please contact us at (248) 398-7100 or send us a private message.
More subject specific information, please click on the following Article links:
- Arbitration Defense
- Car / Automobile Repossession Defense
- Collections Defense
- Credit Card Debt Collection for an Authorized User
- Mortgage and Equity Line Negotiation
- Personal Guarantees Concerning Business Debts
- Remove a Wage, Tax or Bank Garnishment
- Installment Payment Orders