Are you currently being pursued in a debt collection action? Communication between the debt collection agency and yourself can mean more than you think. Collections agency and debt collections law firms are regularly trying to navigate their way around the Federal Debt Collections Practices Act. The FDCPA is a federal law that prevents collections agencies from using nefarious methods to collect debts from their targets. While the law is a good step in consumer advocacy, organizations still find ways to use unfair practices in pursuing your current or future income. Part of the FDCPA prohibits a debt collector from using “any false, deceptive, or misleading representation or means in connection with the collection of any debt”. However, what constitutes a false, deceptive, or misleading representation is not always obvious. Further, when a communication is in connection with the collection of debt can vary as well.
If you are having trouble with a debt collector, or have been sued by a law firm such as Leikin Ingber and Winters PC, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message
In the past Leikin Ingber and Winters PC has represented clients such as St. John’s Hospital, Flagstar Bank, Beaumont Hospitals, and other regional and national banks and hospitals,even insurance providers they are located in Southfield Michigan, and we have dealt with them them numerous times over the years.