Sued by Jeremy Chisholm and Jefferson Capital Systems, LLC in Michigan? We can help.

If Jeremy Chisholm and Jefferson Capital Systems, LLC are taking legal action against you to collect the debt, you will need an attorney who can navigate the unique legal landscape of debt collection.  The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately.  The attorneys at Garmo & Kiste, PLC can do just that.  We regularly handle debt collections cases concerning Jefferson Capital Systems, LLC and other debt collectors and have worked for debt collectors in the past.  This gives us a unique advantage because we understand both sides of litigation.

For more information about Shermeta Law Group and Debt Collection Defense or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

The Disassociated Persons List (DPL) allows a person to voluntarily self-exclude from the Detroit commercial casinos for life, including Motor City Casino, Hollywood Casino at Greektown, and MGM Grand – Detroit. Someone may elect to place themselves on the DPL if they struggle with gambling addiction.

If you attend a Detroit casino after you opt to self-exclude and are seen on the premises, you will be charged with criminal trespassing and will be immediately removed from the casino. Criminal trespassing is punishable by imprisonment for not more than one year, a fine of not more than $1,000, or both. Further, if you win any money, your winnings will be confiscated by the Michigan Gaming Control Board (MGCB) and deposited into the State of Michigan Compulsive Gaming Prevention Fund.

A patron has the opportunity to get removed from the DPL after 5 years of being on the list by submitting a Removal Request Application. The MGCB has 60 days to review your application and to process your request. You may not visit the casino until you have been notified in writing that you have been removed from the DPL.

Additionally, you may still find yourself running into problems with visiting the casinos after you are removed from the list, but that’s what we are here for! Recently, a client of ours had issues following their removal from the DPL, but we were able to resolve them quickly by speaking with casino security personnel and ensuring that the client is able to enjoy responsible gambling once again.
If you have placed yourself on the DPL and would like to be removed after the 5 year mark, we can assist! Contact Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.

A mechanic’s lien is a legal claim that a contractor or subcontractor can place on a property if they haven’t been paid for work or materials they supplied. In Michigan, the process for filing a mechanic’s lien is governed by the Michigan Construction Lien Act (MCLA 570.1101 et. seq.).

Here is a general overview of the mechanic’s lien process in Michigan:

  1. Preliminary Notice. General contractors are not required to provide a preliminary notice. However, subcontractors and suppliers who do not have a direct contract with the property owner must provide a preliminary notice within 20 days of the first furnishing of labor on materials.
  2. Notice of Furnishing. This is a notice that can be filed by subcontractors and suppliers. It is not required but it is helpful. A notice of furnishing is used to preserve the right to file a lien if necessary. It should be filed within 20 days of the first furnishing of labor or materials.
  3. File the Mechanic’s Lien. To file a mechanic’s lien in Michigan, you need to record a Claim of Lien with the Register of Deeds in the county in which the property is located. The deadline to file a mechanic’s lien is within 90 days from the last day the claimant provided labor or materials.
  4. Serve a Copy of the Lien. After filing the lien, a copy must be served on the property owner within 15 days by certified mail with the return receipt requested.
  5. Enforcement. If payment is still not received, the claimant has one year from the date the lien was recorded to file a lawsuit to enforce the lien.

It is crucial to follow the specific requirements outlined in the Michigan Construction Lien Act to ensure the validity of the lien. Failure to comply with the statutory requirements may jeopardize the lien claim.

Please note that this information is a general overview, and it’s advisable to consult with a legal professional to get advice tailored to your specific situation and to ensure compliance with any changes in the law. Legal requirements are ever-changing, and this information may not reflect the most recent updates.

For more information about mechanic’s liens, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

In the complex and often intimidating world of legal disputes, individuals may find themselves on the receiving end of a lawsuit filed by Warner Law Firm to collect on an alleged debt. At Garmo & Kiste, PLC we understand the stress and uncertainty that accompanies such legal challenges, and we are dedicated to providing unwavering representation to those facing such legal action. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. At Garmo & Kiste, PLC, we regularly handle debt collection cases concerning Warner Law Firm, and other debt collectors and have worked for other debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation. Our experienced team of attorneys is committed to providing comprehensive legal representation tailored to the specific needs of each client.

For more information about Warner Law Firm, debt collection defense, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

Lloyd & McDaniel, PLC is a law firm that represents creditors and specializes in debt collection cases.  In some instances, individuals have reported that Lloyd & McDaniel, PLC has, on behalf of its clients, taken large sums of money from bank accounts for judgments on debts.  It may seem unfair, but it may still be legal.  Debt collectors are notorious for using abusive and fraudulent means to collect money.  It is not uncommon for them to add interest or fees to increase the balance you supposedly owe.  If they do this, they are in violation of the Federal Fair Debt Collection Practices Act.  Some individuals report that they never received notice of a default judgment entered against them.  These situations can be confusing and frustrating but the attorneys at Garmo & Kiste, PLC are here to help.  If you are having trouble with a debt collector or have been sued by a law firm such as Lloyd & McDaniel, PLC, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.  We are an aggressive law firm that will fight for your rights.

Another thing to keep in mind is that all debt collection communications are not necessarily legitimate. Debt Collection Scams are increasingly common. These are different from the legitimate debt collection actions taken by actual creditors.  Consumers have reported getting frightening and threatening phone calls demanding payment of outstanding payday or internet check cashing loans.  The caller may claim to be a representative of a law firm or even the government.  These callers probably won’t abide by the rules of the FDCPA so if you are being subjected to abusive debt collection behavior such as calling before 8 am or after 9 pm, this is a red flag and you should seek help. The scariest aspect of being contacted by fake debt collectors is that they may have a lot of accurate personal information about you including your birthday or even your Social Security number.  Be sure not to give any additional information about yourself and seek help.

Even dealing with legitimate debt collectors can be a harrowing experience.  If you are in this position the attorneys at Garmo & Kiste, PLC are here to fight for you.   If you have outstanding debt, have been harassed by a debt collection agency or contacted by a law firm such as Lloyd & McDaniel, PLC, please contact us at (248) 398-7100 or send us a private message

Weltman, Weinberg & Reis Co., LPA is a law firm that represents creditors and specializes in debt collection cases. If Weltman, Weinberg & Reis Co., LPA  is taking legal action against you to collect the debt, you will need an attorney that can navigate the unique legal landscape of debt collection.  The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately.  The attorneys at Garmo & Kiste, PLC can do just that.  We regularly handle debt collections cases concerning Weltman, Weinberg & Reis Co., LPA,  and have even worked for debt collectors in the past.  This gives us a unique advantage because we understand both sides of litigation. Our experienced team of attorneys is committed to providing comprehensive legal representation tailored to the specific needs of each client.

For more information about Weltman, Weinberg & Reis Co., LPA, debt collection defense, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

In the complex and often intimidating world of legal disputes, individuals may find themselves on the receiving end of a lawsuit filed by The Law Office of Aaron D. Cox, to collect on an alleged debt. At Garmo & Kiste, PLC we understand the stress and uncertainty that accompanies such legal challenges, and we are dedicated to providing unwavering representation to those facing such legal action. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. At Garmo & Kiste, PLC, we regularly handle debt collection cases concerning The Law Office of Aaron D. Cox, and other debt collectors and have worked for other debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation. Our experienced team of attorneys is committed to providing comprehensive legal representation tailored to the specific needs of each client.

For more information about The Law Office of Aaron D. Cox, debt collection defense, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

Sued by Meyer Njus Tanick in Michigan? We can help.

Meyer Njus Tanickis a law firm that represents creditors and specializes in debt collection cases.  In some instances, individuals have reported that Meyer Njus Tanickhas, on behalf of its clients, taken large sums of money from bank accounts for judgments on debts.  It may seem unfair but it may still be legal.  Debt collectors are notorious for using abusive and fraudulent means to collect money.  It is not uncommon for them to add on interest or fees to increase the balance you supposedly owe.  If they do this, they are in violation of the Federal Fair Debt Collection Practices Act.  Some individuals report that they never received notice of a default judgment entered against them.  These situations can be confusing and frustrating but the attorneys at Garmo & Kiste, PLC are here to help.  If you are having trouble with a debt collector or have been sued by a law firm such as Meyer Njus Tanick, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.  We are an aggressive law firm that will fight for your rights.

Another thing to keep in mind is that all debt collection communications are not necessarily legitimate. Debt Collection Scams are increasingly common. These are different from the legitimate debt collection actions taken by actual creditors.  Consumers have reported getting frightening and threatening phone calls demanding payment of outstanding payday or internet check cashing loans.  The caller may claim to be a representative of a law firm or even the government.  These callers probably won’t abide by the rules of the FDCPA so if you are being subjected to abusive debt collection behavior such as calling before 8 am or after 9 pm, this is a red flag and you should seek help. The scariest aspect of being contacted by fake debt collectors is that they may have a lot of accurate personal information about you including your birthday or even your Social Security number.  Be sure not to give any additional information about yourself and seek help.

Even dealing with legitimate debt collectors can be a harrowing experience.  If you are in this position the attorneys at Garmo & Kiste, PLC are here to fight for you.   If you have outstanding debt, have been harassed by a debt collection agency or contacted by a law firm such as Meyer Njus Tanick, please contact us at (248) 398-7100 or send us a private message.

Roadside Drug Testing:

In 2016, Governor Snyder signed the Barbara J. and Thomas J. Swift Law.  This new law stems from a fatal car accident that occurred on Mar 20, 2013 in Escanaba.  A man, driving a logging truck, ran a red light and crashed into Thomas and Barbara Swift’s car.  Thomas was killed instantly and Barbara died three days later.  The man tested positive for THC, an ingredient in marijuana.  He is now serving 5 – 15 years for reckless driving and driving under the influence of drugs causing a death.

This new law will allow/”require” preliminary roadside drug testing.  It will initiate a yearlong pilot program in five counties across Michigan, which is believed to start sometime this year.  Under this new law, certified drug recognition experts, who have probable cause to believe that the driver is under the influence of drugs, are allowed to take a mouth swab.  If you refuse the mouth swab, you could be charged with a civil infraction or, if you are a commercial driver, a misdemeanor.  The mouth swab would then be inserted into a machine that can detect if cannabis, cocaine, methamphetamines, and opiates are present in the sample of saliva.  This saliva sample could potentially show the presence of drugs hours before it would be detected in urine samples.  This new system would be somewhat similar to police officers conducting a breathalyzer test on someone they have reasonable cause to believe is intoxicated.

Driving while under the influence of drugs is a growing epidemic.  The Michigan State Police publishes statistics involving crashes related to drugs.  In 2006 there were 1,581 crashes involving drugs, and in 2015 the amount of crashes rose to 2,215.  This shows that there has been a 40% increase in the amount of car crashes due to drugs.  In Michigan, drivers under the influence of drugs now cause almost as many traffic deaths per year as drunk drivers.  According to the Michigan State Police statistics, in 2016, drugged drivers caused 127 crashes that killed 141 people and drunk drivers caused 165 crashes and killed 176 people.  Over the past decade, the amount of fatal drunk driving crashes has decreased by 36%, while those caused by drugged drivers has increased 263%.  Although, the amount of fatal drugged driving crashes has not surpassed the amount of drunken driving crashes, it is believed to be too attributed to the lack of drug testing.  Drivers are not normally tested for drugs on the scene of an accident/traffic stops.  This new law is going to make drug testing more readily available.

A 2014 National Survey on Drug Use and Health reported that 10 million people admitted to driving under the influence of illicit drugs during the prior year.  The survey also showed that men were more likely than women to drive under the influence of drugs, and that people between the ages of 18 -25 were more likely to drive after taking drugs.  A study by the University of Michigan Transportation Research Institute looked at the times of traffic crashes from 2011-2015.  They found that crashes caused by drunk drivers were more concentrated, usually at night and on weekends, and drivers impaired by drugs had no pattern and were spread evenly throughout the week.

In Michigan, it is illegal to drive while intoxicated, or impaired, by alcohol, illegal drugs, and some prescription medications.  Michigan is a zero-tolerance state.  This means that anyone can be prosecuted for any amount of cocaine or Schedule 1 drugs in their system.  Someone who has taken legally prescribed drugs may also be prosecuted if an officer believes that they were impaired while driving due to their medication.  It is unknown how this new program will affect medical marijuana users, as marijuana can be detected hours or days later.

Don’t take a risk on your rights—call one of our Troy Michigan Criminal Defense Attorneys at (248) 398-7100  for a free consultation or contact us with a private message, we can help you get answer, figure out a plan of attack, and execute. Get the results you need.

Operating While Visibly Impaired:

(OWVI) means that because of alcohol or other drugs, your ability to operate a motor vehicle was visibly impaired.

Operating While Intoxicated:

(OWI) includes 3 types of violations:

  • Alcohol or drugs in your body substantially affected your ability to operate a motor vehicle safely.
  • A bodily alcohol content (BAC) at or above 0.08. This level can be determined through a chemical test.
  • High BAC means the alcohol level in your body was at or above 0.17. This level can be determined through a chemical test.
Operating With Any Presence of a Schedule 1 Drug or Cocaine:

(OWPD) means having even a small trace of these drugs in your body, even if you do not appear to be intoxicated or impaired. This can be determined through a chemical test.

Under Age 21 Operating With Any Bodily Alcohol Content:

(Zero Tolerance) means having a BAC of 0.02 to 0.07, or any presence of alcohol in your body other than alcohol that is consumed at a generally recognized religious ceremony.

Don’t take a risk on your rights—call one of our Troy Michigan Criminal Defense Attorneys at (248) 398-7100  for a free consultation or contact us with a private message, we can help you get answer, figure out a plan of attack, and execute. Get the results you need.

Charged with Tailgating Crimes Michigan?

Fall is here, football season is in full swing, and the tradition of tailgating has resumed.  With both the NFL and NCAA playing there are plenty of opportunities for fans across Michigan to get together to enjoy the sport.  On weekends, thousands of fans flock to downtown Detroit to watch the Lions or to Ann Arbor to see the Wolverines.  While most of the football traditions are all in good fun, some fans may find themselves facing law enforcement on game day.  Charges for Operating While Intoxicated, Urinating in Public, Minor In Possession, Disorderly Person and Transportation of Open Intoxicants are very common during football season in Ann Arbor and Detroit.  Even though these charges are common, they are criminal offenses and should be taken seriously as they could have a negative impact on individuals’ careers or education because potential employers and universities frequently require the disclosure of criminal convictions.

If you have received criminal charges relating to your weekend activities, contact the attorneys at Garmo & Kiste, PLC.  We work frequently in Wayne, Oakland, and Washtenaw County and can aggressively represent you in your matter.  We are seasoned criminal defense attorneys and will strengthen your case with years of experience.​  If you would like to retain an attorney at Garmo & Kiste, PLC or receive more information, please call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.  The attorneys of Garmo & Kiste, PLC will help you achieve the best possible outcome for your case.